Bangladesh Krishi Bank (BKB) is a state-owned specialized bank in Bangladesh, established in 1973 under the Bangladesh Krishi Bank Order 1973. Its primary objective is to provide agricultural credit and financial services to support the country’s agricultural sector, which is the backbone of Bangladesh’s economy. The bank plays a crucial role in ensuring food security, rural development, and poverty alleviation by offering loans and financial assistance to farmers, agro-based industries, and other agricultural stakeholders.
BKB operates through an extensive network of branches across the country, with a focus on rural areas. It offers various loan products, including short-term, medium-term, and long-term loans for crop production, fisheries, livestock, and agro-processing. The bank also provides microcredit to small and marginal farmers, enabling them to invest in their agricultural activities.
In addition to agricultural financing, BKB offers savings and deposit schemes, remittance services, and other banking facilities to rural communities. It collaborates with government initiatives and international organizations to implement development projects aimed at enhancing agricultural productivity and rural livelihoods.
Despite challenges such as loan recovery and operational inefficiencies, BKB remains a key institution in Bangladesh’s efforts to modernize agriculture and achieve sustainable development. Its contributions are vital for empowering farmers and fostering economic growth in rural areas.
